Posts Tagged ‘motivation’

The satisfaction of Frugalistic Synergy

January 11, 2013 4 comments

Frugalistic Synergy

The other day, I happened to be going past a Target and decided to go in to get some Cumin (one of my favorite spices).  As I rounded the kitchen gadgets corner on my way to the spice aisle, a stand mixer caught my eye.  I do quite a bit of baking and stand mixer sounds like quite a luxury.

Anyway, the strange thing was that instead of trying to figure out how to afford it while playing with the store model, my brain did the opposite.  I suddenly screamed “I don’t need this stuff!  There’s nothing you have that I want!!!!” (in my head of course).  And I walked out of the kitchen gadgets aisle feeling empowered and ready to take on the world.

I guess once you consciously work on frugality for 3-6 months, you get so good at it that your body does it for you!

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Financial update – Q4 2012

December 27, 2012 12 comments

Income VS Spending Q4 2012 (2)

2012 has been a fantastic year for learning about personal finance   Since starting my financial turnaround in January, 2012, I’ve been able to accomplish quite a bit.  Here are a few highlights.

  • I know where all my money is going and I now have a functioning budget
  • I started this blog to keep myself honest and help those who happen to wonder by
  • My income rose by about 7%
  • My spending has fallen by about 40%
  • My passive income rose by an alarming amount (from 0 to a little over $1,300)

In 2011, I had an after tax savings rate of 20%.  In 2012, I failed to meet my goal of 50%, but I did hit 47% (not too shabby).

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Honesty in Advertising – Choose to do great things

November 17, 2012 Leave a comment

So I bought a beautiful wooden desk today on craigslist for $25, but that’s not what this post is about.  While I was on my way to go pick up my new furniture, I turned on the classic rock station to do some red-light air guitaring.


I did rock out to a few classics, but then the commercials started!  I typically just listen to NPR, so I never have to deal with sneaky commercials.  But this time, they came through my speakers before I realized what was happening.

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Motivated by long term gratification

November 4, 2012 Leave a comment

Hot Chocolate 15K

So today I ran an extremely well organized race called the Hot Chocolate 15K (you get a bunch of chocolate at the end).  It was a great course through downtown Chicago and the weather was 38 degrees and sunny (perfect!).  I enjoy  running long distances because I get a long while alone with my thoughts.  So I got to thinking about my motivation and the motivation of the 40,000 folks around me.  I don’t think I’m motivated by the same things as other people…

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Categories: The Master Plan Tags: ,

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