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Posts Tagged ‘frugality’

Health food that’s half the price of fast food

January 23, 2013 7 comments

Healthy and Cheap

I am a bit of a health nut, so I’ve had numerous conversations with friends about how ridiculously unhealthy fast food tends to be, and why people keep going back to it.

I’m no saint.  I’ll indulge in an Egg McMuffin a few times a year, but I tend to treat fast food like an exotic delicacy, because you’d be crazy to spend money to eat that sugar and salt infused goodness every day.

Yet millions Americans do just that; it’s damaging to their life expediencies and their wallets.  Well I’m here to tell you, nay, prove to you that anyone can eat for less than half of what you’d spend at McDonalds and still have healthy, delicious, and quick meals all week long.

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My CostCo Investment: 6 months later

January 16, 2013 10 comments

We hear so many iterations of “Savings, Savings, Savings!” from various retailers trying to convince consumers to spend more and more.  But aren’t there some deals that actually make sense?

For a long time I’ve wondered about a membershipa at CostCo, so I decided to prove it.  As you probably know, I love spreadsheets so I documented my purchases vs the equivalent price at a few local grocery stores.  Here’s how it all worked out!

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The satisfaction of Frugalistic Synergy

January 11, 2013 4 comments

Frugalistic Synergy

The other day, I happened to be going past a Target and decided to go in to get some Cumin (one of my favorite spices).  As I rounded the kitchen gadgets corner on my way to the spice aisle, a stand mixer caught my eye.  I do quite a bit of baking and stand mixer sounds like quite a luxury.

Anyway, the strange thing was that instead of trying to figure out how to afford it while playing with the store model, my brain did the opposite.  I suddenly screamed “I don’t need this stuff!  There’s nothing you have that I want!!!!” (in my head of course).  And I walked out of the kitchen gadgets aisle feeling empowered and ready to take on the world.

I guess once you consciously work on frugality for 3-6 months, you get so good at it that your body does it for you!

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Can you put a price on fitness?

December 30, 2012 6 comments

AZ1I’m considering dropping about $2,400 on a Crossfit membership in 2013.  That’s about 10% of my 2012 budget.

I’ve been going back and forth on this issue for a few weeks and I’ve decided to finally pull the trigger.  In the past, the only fitness costs I’ve incurred are the sign-up fees for marathons/half marathons.  It got me thinking about what the price of fitness should be.

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It’s because I spend less, not because I make more

December 23, 2012 2 comments

Chicago

I have a dear friend named Sam who enjoys chatting about money when we get together every week or so.  Whenever I lend some advice about how to handle her financial issues, she swipes aside my comments because in her words, “Of course it’s easy for you because you make so much more than me”.  Sam happens to be a teacher and I’m an engineer, so I do make a bit more than her, but the point I’ve been unable to get across is that my finances are sound because I spend less than her, not just because I make more than her.

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Give assets, not liabilities this Xmas

December 20, 2012 2 comments

Xmas 2010I’ve found a new weapon to battle the curse that tricks droves and droves of mindless consumers each Christmas!  It’s not a peppermint scented battle ax, or a read and white ray gun (though that would be festive).  It’s simply a new philosophy on how I choose gifts for the important people in my life.

I’ve already had the annual post-Thanksgiving conversation with my family, and it went something like this…

me – ” Why don’t we actually reduce the amount of stuff we buy each other this year because a lot of it ends up wasted“.

Everyone else – “Totally, that sounds great” (with their fingers crossed behind their backs).

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Categories: Enjoying Life Tags: ,

Succeed where others have failed: Saving Money at CostCo

November 2, 2012 2 comments

When retailers talk about how you can “save money”, you can be sure that in fact, just the opposite is true.  There’s no such thing as a free lunch, so you know they wouldn’t be doing it if it didn’t increase their profits.  However, by understanding why these discounts exist, we can truly succeed at saving money, even though the average customer will fail.

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Categories: Cutting Spending Tags: ,
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