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Posts Tagged ‘assets’

What will you still own a decade later?

January 18, 2013 5 comments

Board Games

I’ve got a challenge for you.  Look around your room and think about what possessions you will still own 10 years form now.

It seems like a relatively easy task, since those of us who consider ourselves frugal always try to buy consumer goods that are built to last the long haul.

The answer to this question may surprise you.  I know it was a shock to me.  Most of my possessions probably wont be here in 10 years.  This is a really useful strategy when shopping.  Ask yourself, is this going to be around in a decade?

It’s worth paying attention to those items that will last a decade.  So here’s what I found.

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Why I’ll never buy gold

January 14, 2013 Leave a comment

Past Gold Prices via Wikipedia

When it comes to investing, I like to keep it simple.  I invest almost exclusively in Vanguard broad index funds with low expense ratios.  It’s statistically proven, and it’s the same advice you’ll get from the other bloggers in the personal finance world.

So why does anyone buy gold as an investment?  With prices over $1600/oz, things are starting to get crazy!  How is this any different from stuffing money in your mattress?  Apparently most of the world disagrees with me, but hear me out.

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Give assets, not liabilities this Xmas

December 20, 2012 2 comments

Xmas 2010I’ve found a new weapon to battle the curse that tricks droves and droves of mindless consumers each Christmas!  It’s not a peppermint scented battle ax, or a read and white ray gun (though that would be festive).  It’s simply a new philosophy on how I choose gifts for the important people in my life.

I’ve already had the annual post-Thanksgiving conversation with my family, and it went something like this…

me – ” Why don’t we actually reduce the amount of stuff we buy each other this year because a lot of it ends up wasted“.

Everyone else – “Totally, that sounds great” (with their fingers crossed behind their backs).

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