My Goals

My goals are always changing, but here’s what I’ve got so far.


  1. 60% Savings Rate in 2013 50% Savings Rate in 2012
  2. Invest $10,000 in VFINX so it becomes VFIAX  -update: I’m over $7,000 as of 12/15/12
  3. Buy a house by 2020
  4. Buy an investment rental property by 2023
  5. Retire by age 35 and become a high school Science Teacher


  1. Average 10,000 steps per day throughout December 2012
  2. Do 20 Pull-Ups by February 25th, 2013 – update: I’m at 14 on 12/13/12
  3. Run the 2013 Chicago Marathon in under 4 hrs
  4. Drive less than 10,000 miles/year (this falls under health because driving is probably the most dangerous thing I do…)


  1. Blog for 6 months, then blog for a full year
  2. Publish 100 Posts
  1. December 17, 2012 at 11:30 PM

    Great list! You are lucky to be starting toward FIRE so young! Thanks for reminding me about the importance of 10,000 steps. Sometimes it’s easy to get stressed about fitting in an intense workout, but ensuring 10,000 steps puts you on good footing for the day!

  2. Sweta
    January 5, 2013 at 11:59 AM

    Found your blog through “The Money Puzzle” blog. I was wondering if you could do a post detailing how exactly you are planning on saving 60% of your salary. Must be hard in a city like Chicago. Forgive me if you’ve already posted on this, I just now found your blog. Thanks!

  3. January 5, 2013 at 6:45 PM

    That’s a great idea! I think I’ve explained a few of my money saving habits, but I haven’t posted my whole budget/plan for 2013. I’ll get working on it! My Q4 2012 Financial update touches on the fact that I saved 47% of my after-tax income in 2012. The truth is, I’m not exactly sure how I’ll reach 60% (and I may fail), but going from 47% to 60% doesn’t sound all that crazy… stay tuned.

  1. December 17, 2012 at 4:05 AM
  2. December 27, 2012 at 7:03 PM

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