Archive for November, 2012

The Total Cost of Lightbulb ownership

November 28, 2012 5 comments

Want to accomplish a quick home project that will bring you a 3,000% return on your investment?  Of course you do!  It’s time to look at your lighting and decide what makes sense.  It gets really simple once you’ve had someone like me run the numbers for you…

When it comes to residential energy costs, lighting accounts for about 10%-15% of your home energy costs, so it’s worth reviewing.  The majority of home lighting consists of A19 type screw-in bulbs or replacement CFLs like the one shown above.

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Mini Vacations – Enjoying business trips

November 26, 2012 Leave a comment

When I ask my coworkers what they like most about business trips, the response is almost universally “Arriving home!”.  It’s agreed among corporate folks that business trips are a necessary evil.  Some more necessary than others of course…

I recently took a trip to San Francisco to attend a conference.  I got a lot accomplished, but it got me thinking about how I spend money while traveling.  Business trips are mini-vacations from my normal life.  They let me spend money the way some  “normal” people do most of their lives

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Black Friday is a Zero-Sum Game (my annual rant)

November 20, 2012 Leave a comment

Before a gaggle of deal hungry (turkey fattened) consumers head out this Black Friday to be disappointed by mediocre “deals” at big box stores, I wanted to pause and think about the net impact of this genuinely capitalist tradition.

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The Keys to Success: Uncommon Modesty

November 19, 2012 4 comments


So my absolute favorite blogger on the whole internet wrote an entire post about my personal financial rebellion.  Mr. Money Mustache published my “case study” after I sent him an email a few months back thanking him for the impact that he’s had on my life.  (you should read it)

It got me thinking about extreme modesty as a liability as well as an asset.  Which is certainly a difficult topic to write about while still staying modest…

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Honesty in Advertising – Choose to do great things

November 17, 2012 Leave a comment

So I bought a beautiful wooden desk today on craigslist for $25, but that’s not what this post is about.  While I was on my way to go pick up my new furniture, I turned on the classic rock station to do some red-light air guitaring.


I did rock out to a few classics, but then the commercials started!  I typically just listen to NPR, so I never have to deal with sneaky commercials.  But this time, they came through my speakers before I realized what was happening.

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I still don’t understand dry cleaning?

November 14, 2012 1 comment

Have you ever felt our of place among a group of your peers who all seem to have an incredibly bizarre habit that you don’t share?  I see people walking around with dry-cleaned clothes all the time, but I’m still a little confused on the concept.  I’ve honestly never paid to have my business casual style clothes dry-cleaned and I don’t plan on it (exception: Suits and Tuxes).

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Categories: Cutting Spending Tags: ,

Financial Update – Q3 2012

November 12, 2012 3 comments

I know this is about a month late, but better late than never.

I like to take a look at my spending, saving, and net worth every quarter to see how I’m performing year over year.  My goal is to hit a 50% after tax savings rate for 2012.  In 2011 it was 20% so this is a fairly aggressive goal.  Go big or go home!

So let’s compare YTD 2011 to YTD 2012

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