I am a bit of a health nut, so I’ve had numerous conversations with friends about how ridiculously unhealthy fast food tends to be, and why people keep going back to it.
I’m no saint. I’ll indulge in an Egg McMuffin a few times a year, but I tend to treat fast food like an exotic delicacy, because you’d be crazy to spend money to eat that sugar and salt infused goodness every day.
Yet millions Americans do just that; it’s damaging to their life expediencies and their wallets. Well I’m here to tell you, nay, prove to you that anyone can eat for less than half of what you’d spend at McDonalds and still have healthy, delicious, and quick meals all week long.
Exactly two years ago, I decided to make a move that has drastically improved my life, even though at the time, everyone told me not to do it.
So let me tell you a story about how I quit graduate school and got a great job, and a new outlook on life.
I’ve got a challenge for you. Look around your room and think about what possessions you will still own 10 years form now.
It seems like a relatively easy task, since those of us who consider ourselves frugal always try to buy consumer goods that are built to last the long haul.
The answer to this question may surprise you. I know it was a shock to me. Most of my possessions probably wont be here in 10 years. This is a really useful strategy when shopping. Ask yourself, is this going to be around in a decade?
It’s worth paying attention to those items that will last a decade. So here’s what I found.
We hear so many iterations of “Savings, Savings, Savings!” from various retailers trying to convince consumers to spend more and more. But aren’t there some deals that actually make sense?
For a long time I’ve wondered about a membershipa at CostCo, so I decided to prove it. As you probably know, I love spreadsheets so I documented my purchases vs the equivalent price at a few local grocery stores. Here’s how it all worked out!
When it comes to investing, I like to keep it simple. I invest almost exclusively in Vanguard broad index funds with low expense ratios. It’s statistically proven, and it’s the same advice you’ll get from the other bloggers in the personal finance world.
So why does anyone buy gold as an investment? With prices over $1600/oz, things are starting to get crazy! How is this any different from stuffing money in your mattress? Apparently most of the world disagrees with me, but hear me out.